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Overdraft protection is not available for this account setting. We may share information about your accounts with consumer reporting agencies and with other persons or agencies who, in our discretion, have a legitimate purpose to obtain information, as further described in the account agreement for that account. Except as otherwise provided in this Agreement or in your applicable account agreements and fee schedules, there is no Service Fee for accessing your accounts related to the Service. You will not be responsible for unauthorized transactions if you notify us within 60 days of sending the transaction (or 90 days if the transaction originates from an account with another financial institution). If you do not, you may not receive any refund of the money you lost in an unauthorized transaction that took place after the 60-day period (or a 90-day period if the transaction was made from an account with another financial institution) if we can prove that we could have stopped the transaction, if you had informed us in time. If a good reason (for example. B, a long trip or a stay in the hospital) prevented you from telling us, we can extend the deadlines. Bill payments from your Bank of America bank account can be made for any amount up to $99,999.99. Please note, however, that some beneficiaries may limit the amount they accept by electronic transmission. If the limit is exceeded, payment will be transferred by check. Daily banking with more ways to waive monthly fees Services are available 365 days a year, 24 hours a day, except during system maintenance and upgrades.
In this case, a message appears online when you connect to online banking. Our call centers are available Monday through Friday from 7:00 a.m. .m .m. to 10:00 p.m.m.m and Saturdays and Sundays from 8:00 a.m. to 5:00 p.m.m.m.m.m local time, except holidays, and can be contacted via the phone numbers included in the applicable sections of this Agreement. You can also write to us at the following address: Note: These liability rules are established by Ordinance E, which implements the Federal Law on Electronic Money Transfer and does not apply to business accounts. Our liability policy for unauthorized online banking transactions on consumer accounts can provide you with greater protection, provided that you declare transactions quickly. In addition, state law applicable to your account may give you more time to report an unauthorized transaction or provide you with more protection. For more information about our privacy and security practices and a link to our U.S. Consumer Privacy Policy, please visit our website at www.bankofamerica.com/privacy You agree that any service provider that assists us in providing you with Cash Flow Monitor may rely on your approval and the granting of a limited power of attorney, the disclaimer of warranties and limitation of liability sections in this addendum above, and such suppliers are, for the purposes of these sections, third party beneficiaries of this Agreement with the authority to enforce these Terms, as applicable. If your Service is linked to one or more joint accounts, we may respond to verbal, written or electronic instructions from an authorized signatory. Deposit a cheque into your account using your smartphone or tablet`s camera and the mobile banking app.
Don`t worry: check that the images are safe at the bank and are never stored on your device. You may use the Service to make one-time transfers from a Bank of America checking, savings, money market, or line of credit account linked to most of the current, savings, or money market accounts of other Bank of America customers using their account numbers. If you are allowed to enter into a contract for a commercial service for another company, and if you wish to link the accounts of the other company to the accounts covered by the agreement in online banking, you must accept the agreements for each other company separately. This allows you to link business accounts so that at your own risk and those of businesses, but not the bank, you can choose to use a common online ID and access code to access all linked accounts in online banking. You should only do this if you are allowed to link the accounts of the different companies and use all the features of online banking for each business. If you try to schedule a payment, we will inform you of the earliest available delivery date. In order to ensure timely payment and to take full advantage of the online banking guarantee described below, you must schedule payments, and your account must be in good condition and have sufficient funds available in the specified deposit account to cover the payment, at least five (5) bank business days before the payment due date, NOT the date, after which late fees may be charged. You must notify Bank of America if your authority over a linked account decreases. The Bank is not liable if its authority over an account decreases until it is informed of the change of authority using the notification requirements set out in section 2 of the addendum above.
One-time transfers can be made at any time and are immediately debited from the available balance of a current or savings account. A single transfer cannot be cancelled after it has been submitted. You must have a Bank of America Small Business deposit account and be logged into online banking to use the direct payment service. Wire transfers sent outside the United States and initiated by consumers primarily for personal, family, or household purposes (“Bank Transfer Transfers”) are subject to federal law (see Section 5.F below). This Agreement governs not only bank transfers, but also certain other transfers between your linked accounts with Bank of America and your accounts with other financial institutions or to someone else`s account using an account number and financial institution ID. The Services will remain in effect until terminated by you or Bank of America. .
